Before submitting an application for mortgage repayment with maternity capital to the SFR, it is necessary to prepare the following documents:
maternity capital certificate;
documents of the borrower and co-borrower: copy of passport, SNILS, marriage certificate;
birth or adoption certificates of children;
copy of the loan agreement;
extract from the Unified State Register of Real Estate;
purchase and sale agreement or DDU;
a certificate from the bank.
The exact package of documents should be clarified belgium mobile database before sending. This can be done at the MFC or the SFR.
How to pay off a mortgage using maternity capital: step-by-step instructions
To arrange full or partial repayment using maternity capital funds, you must:
Obtain a certificate of mortgage loan from the bank. Contact the bank and request a certificate for the Social Fund. It will confirm that the loan for the purchase of housing has actually been issued and has not been repaid at the current time. The certificate must indicate the loan agreement number, the details of the borrower and co-borrowers, the amount of the debt and the bank details. Using these details, the SFR will be able to direct maternity capital funds to repay the mortgage loan. Order the certificate in advance, as its preparation usually takes several days.
Prepare the remaining documents.
Submit an application to the SFR. This can be done at the MFC, on State Services, on the SFR website, or in person at the Social Fund office.
Submit an application to the bank for full or partial repayment of the loan using maternity capital funds.
Decision making period
The Social Fund of Russia reviews applications within 10 working days. Due to the heavy workload, this period may be extended to 20 days. After the SFR makes a positive decision, the funds will be credited to the account within 5 working days.