Sometimes bank clients encounter transfer blocking. Usually in this case the money does not "hang" - it remains in the account, but cannot be sent to the recipient. Then clients may receive a message from the bank asking to confirm the transaction or contact the support service. But sometimes this does not happen.
Let's say the bank blocked the transfer: what to do in this situation, why did this happen and how to avoid such restrictions in the future? Let's figure it out.
Reasons for blocking
Most blockings are not a whim of banks, but a consequence of their obligation to check transactions in order to combat fraud. In this case, financial institutions are simply complying with the requirements of the law and trying to protect your money.
If the bank has blocked the transfer, then, with a high degree of indonesia mobile database probability, it has seen signs of fraud in the transaction. Then the client may receive a message about the need to call the bank and confirm the transaction. Specialists will clarify his intentions to transfer money. Often at this stage they manage to prevent the funds from being sent to the attackers.
If the bank has accepted a deliberate transfer of money as a suspicious transaction, then after confirmation of intentions the transaction will be carried out and the funds will be transferred to the recipient's account. Unfortunately, sometimes bank clients with complete confidence approve transfers using the details of fraudsters - be vigilant.
What transactions may seem suspicious to the bank:
Frequent, occurring within one day at relatively short intervals.
Transfers using different details – during the day, the client sends funds to 10 or more recipients, while the transactions are not payment for goods and services.
Sending large amounts of money that are unusual for the client.
Continuous crediting of funds and their subsequent sending to various accounts for several hours in a row.
Transfers to “suspicious” details – for example, to those that have already appeared in information about attempted theft of funds.