In this RIA Novosti article, we talk about how heirs can receive funds from the accounts and deposits of a deceased relative in accordance with Russian legislation.
How to find accounts and deposits of a deceased relative
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If you don't know where your relative kept his savings, you can try to find contracts concluded with the bank among his papers. They may be needed when receiving an inheritance.
At the same time, there is no point in contacting banks for el salvador mobile database more detailed information on accounts and deposits. Information about how much money is in the accounts is a banking secret and can be disclosed to the heirs only after they enter into inheritance rights, that is, six months after the death of the depositor.
If the documents for opening accounts have not been preserved, a notary must be involved to help find the deceased's savings. The specialist will open a notary case and send a request to the Federal Tax Service. It is the Federal Tax Service that provides complete information about which accounts and in which banks the deceased opened.
What is a testamentary disposition?
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The deceased's papers may include a testamentary disposition drawn up in a bank. In this document, the depositor describes what amounts, from which accounts and in what way will be distributed among the heirs. At the same time, he can include any person among the heirs, not necessarily a relative. Such a document can help resolve some inheritance disputes.
A testamentary disposition concerns only specific accounts and deposits placed in a specific bank and does not concern the rest of the deceased's property. If the testator has made both a testamentary disposition and a will, the document signed by the latter will be valid.
It is worth noting that if the testamentary disposition was made before March 1, 2002, then the funds described in the document are not included in the general estate and are inherited separately from the rest of the money and property of the testator. In this case, it is not necessary to obtain a certificate of right to inheritance.