Andrey Mishukov, Development Director of iTPROTECT

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According to VTB, in January 2023, the number of fraudulent attacks decreased by 10% compared to December 2022, but is still 1.2 times higher than at the beginning of last year. " We expect that this year the total number of telephone attacks on clients will continue to stagnate, and activity in messengers may austria cell phone number list increase ," VTB's press service reported to ComNews . " The most common fraudulent schemes remain social engineering and phishing . " In 2023 , the bank's experts do not expect any dramatic changes in the main fraudulent scenarios. " We predict that compared to last year, the number of calls from attackers via messengers and social networks will increase, and they will also more actively use the QR code payment technology through the SBP for theft.

VTB is constantly developing tools to combat fraudsters, promptly identifying new schemes used by criminals. For example, last year, VTB Online users were given access to their accounts using biometrics and a free caller ID, which eliminates unwanted and spam calls from unknown numbers. Clients can hide their account balances and set transaction limits, quickly block themselves in any channel if they are suspicious ," VTB's press service commented .

explained that the Central Bank of the Russian Federation (and other financial institutions) are involved in the fight against Internet fraud in the financial sector in terms of detecting and identifying fraudsters, the Ministry of Internal Affairs of Russia in terms of investigating and preventing crimes in the financial sector, and Roskomnadzor (communication operators and other owners of information portals) in terms of blocking web resources and illegal content on their platforms. " Such a large chain of participants leads to a significant slowdown , in relation to fraudsters, in their response to new cases of fraud. Fraudsters also take advantage of the fact that the procedure for returning transferred money through banks is extremely complicated on the sender's side . That is, if a bank client, after transferring money, realized that he was deceived, it is almost impossible to return the money. Therefore, in order to increase the effectiveness of the fight against Internet fraud, it is important, firstly, to simplify the procedure for returning money on the sender's side, secondly, to empower the Central Bank of the Russian Federation to determine undesirable - for the financial sector - web resources, content in social networks and instant messengers, and thirdly, to make it mandatory for telecom operators and owners of information portals to block such resources. Financial institutions can already use brand protection tools or services to promptly identify fraudsters who use their " brand " to deceive clients. However, blocking even identified fraudsters is still a slow process, because it requires the participation of regulators ," he said .

" As for forecasts for 2023 , I think that the volume of fraud in the financial sector will grow until mechanisms for promptly blocking such financial pyramids are built . Especially since their creation does not require large expenditures ," commented Andrey Mishukov .

On average, Russians gave scammers 50-100 thousand rubles in 2022 , while losses from investments in financial pyramids, according to experts from the Central Bank , amounted to about 5-6 billion rubles per year, Valery Lyakh said in an interview with RIA Novosti yesterday . The average bill is in the range of 50-100 thousand rubles , he added .