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The stable investment returns also make

Posted: Mon Feb 17, 2025 6:33 am
by Rina7RS
Taking Wenlibao as an example, it provides a variety of product types including days, days, month, months, months, months, etc., and the yields of products with different maturities show a clear maturity structure. This also reflects that bank wealth management products have made effective innovations and adjustments in meeting investors' needs for different investment periods. This diversified product structure helps attract investors with different risk preferences and capital requirements, thereby driving the growth of the market size.

Thirdly, bank wealth management products usually invest in bonds and money market instruments with higher credit ratings, with relatively low risks, and are suitable for riskaverse investors it popular among users as an alternative to bank deposits in a lowinterest rate environment.



Judging from the annual report of Wenlibao, the stability of its uae phone number list profitability is reflected in its % noloss record for products held for more than three months. This robustness is especially important during times of market volatility. In addition, Wenlibao has also demonstrated stronger resistance to declines and small yield fluctuations. When the market conditions fall, the declines in Wenlibao's three product categories are lower than similar products in the market.



Taking its stable and progressive product as an example, when the market fell at the end of September last year, assuming the yield was .%, the yield of Wenlibao fell to .%, and the industry average fell to .%. It can be seen that it is more resistant to declines than the industry. It can be said that this stability is a key factor in attracting longterm investors and an important driving force for the growth of the bank wealth management market in recent years.